Dr. Scott D. Aguais

Founder and Managing Director

Dr. Aguais leads the firm’s efforts in marketing, strategic partner development and project delivery. Dr. Aguais has 25 years' experience developing and delivering advanced credit analytics solutions to large banking institutions.

He spent 10 years delivering credit models and analytics through consulting at DRI/McGraw-Hill, AMS and KPMG. He then moved on to Algorithmics and has spent the last 12 years developing advanced credit models and supporting the successful Basel II Waivers at Barclays Capital and RBS.

During this time Dr. Aguais and his team pioneered the design, development and implementation of the first advanced Dual Ratings approach using both Point-in-Time (PIT) and Through-the-Cycle (TTC) risk measures to support a variety of financial business objectives.

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